Please be aware that this document is in PDF Format and is currently 15.6 mgs. If you are unable to download the entire document in one attempt, you can download by the chapter groups listed below. The exhibits are not included in the downloadable document. You may download the exhibits by right clicking on the exhibits and saving it to your hard drive. For additional delivery methods please contact:

Nancy MacKenzie at 916-274-0559 or

Full Document 16 Mg

Cover page, Summary and Chapter 1 1.59 Mg
Chapters 2, 3 and 4 2.02 Mg
Chapter 5 2.10 Mg
Chapters 6-10 2.35 Mg
Appendices 13.0 Mg